Bank of India Recruitment 2026: BANK OF INDIA, a leading Public Sector Bank having Head Office in Mumbai,
invites applications for recruitment of Officers as mentioned in below government job 2026 post. Interested candidates who want to apply for bank jobs can read below notification carefully and apply for latest government job vacancy 2026.
Bank of India Recruitment 2026 Overview
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (GBO stream) |
| Term of Appointment | Permanent |
| Total Vacancies | 514 |
| Job Location | Anywhere in India |
| Last Date | 05 January 2026 |
| Official Website | www.bankofindia.bank.in |
BOI Recruitment Vacancy Details
| Post Name | Vacancies |
| Credit Officer (SMGS-IV) | 36 |
| Credit Officer (MMGS-III) | 60 |
| Credit Officer (MMGS-II) | 418 |
Bank of India Recruitment 2025 Educational Qualification
| Post Name | Educational Qualifications, Experience & other criteria |
| Credit Officer (SMGS-IV) | Educational Qualifications: A Degree (Graduation) in any discipline
from a University/ Institute with 60%
marks or equivalent grade (55% for SC/
ST/ OBC/ PWBD) recognized by the
Govt. Of India or any equivalent
qualification recognized as such by the
Central Government. AND
MBA/ PGDBM from recognized
University / Institution / Board. OR
Two Years full time Master’s degree in
any field from recognized University /
Institution / Board. OR
Chartered Accountant/ Chartered
Financial Analyst /CMA - ICWA from
recognized institute. Work Experience: Minimum 8 years’ post
qualification experience as an
officer out of which 5 years’
experience should be in
processing of MSME/
Commercial Credit / Project
Finance / Mid & large Credit in
Scheduled Public Sector Banks/
Scheduled Private Sector Banks/
Associate or Subsidiary of
Scheduled Commercial Banks/ in
a Public sector or Listed
Financial Institution/ Foreign
Banks. |
| Credit Officer (MMGS-III) | Educational Qualifications: A Degree (Graduation) in any discipline
from a University/ Institute with 60%
marks or equivalent grade (55% for SC/
ST/ OBC/ PWBD) recognized by the
Govt. of India or any equivalent
qualification recognized as such by the
Central Government. Work Experience: Minimum 5 years’ post
qualification experience as an
officer out of which 3 years’
experience should be in
processing of MSME Credit/
Commercial Credit / Project
Finance / Mid & large Credit in
Scheduled Public Sector Banks/
Scheduled Private Sector Banks/
Associate or Subsidiary of
Scheduled Commercial Banks/ in
a Public sector or Listed
Financial Institution/ Foreign
Banks. |
| Credit Officer (MMGS-II) | Educational Qualifications: A Degree (Graduation) in any discipline
from recognized a University/ Institute
with 60% marks or equivalent grade
(55% for SC/ ST/ OBC/ PWBD)
recognized by the Govt. of India or any
equivalent qualification recognized as
such by the Central Government. Work Experience: Minimum 3 years’ post qualification experience as an officer out of which 2 years’ experience should be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks. |
Bank of India Credit Officer Age Limit
| Post Name | Age as on Date 01/11/2025 |
| Credit Officer (SMGS-IV) | 30 to 40 years |
| Credit Officer (MMGS-III) | 28 to 38 years |
| Credit Officer (MMGS-II) | 25 to 35 years |
Bank of India Credit Officer Salary
| Post Name | Scale of Pay |
| Credit Officer (SMGS-IV) | 102300 – 2980 (4) – 114220 – 3360 (2) – 120940 |
| Credit Officer (MMGS-III) | 85920 – 2680 (5) – 99320 – 2980 (2) – 105280 |
| Credit Officer (MMGS-II) | 64820 – 2340 (1) – 67160 – 2680 (10) – 93960 |
Bank of India Recruitment Application Fees
Payment of fee on-line: 20.12.2025 to 05.01.2026 (Both days inclusive).
| Category | Amount (Rs.) – (inclusive of GST) |
| SC/ ST/ PWD | Rs. 175/- (intimation charges only) |
| General & Others | Rs. 850/- (application fee + intimation charges) |
Bank Transaction charges for Online Payment of application fees/ intimation charges
will have to be borne by the candidate.
Bank of India Jobs Selection Process
- Selection will be through online test and/ or personal interview, depending on the number of applicants/ eligible candidates.
- Shortlisting of applications for further selection process will be on the basis of documents in support of eligibility criteria uploaded at the time of Registration. Desired candidates are requested to ensure that all documents essential to determine their eligibility are uploaded at the time of registration. Applications of candidates will be subject to further being shortlisted / rejected solely on the basis of documents uploaded in support of eligibility criteria at the time of registration and no further enquiry / request for submission of documents at later date will be accommodated.
How to Apply for Bank of India Credit Officer Recruitment 2026
- Candidates are required to go to the Bank’s website www.bankofindia.bank.in and click on the ‘CAREER’ and then click on the link “Recruitment of Credit Officers in GBO Stream Project No. 2025-26/01 Notice dated 01.11.2025”. This will open a new window. In this window click on “APPLY ONLINE”
- Option “APPLY ONLINE” which will open a new screen.
- To register application, choose the tab “Click here for New Registration” and enter Name, Contact details and Email-id.A Provisional Registration Number and Password will be generated by the system and displayed on the screen. Candidate should note down the Provisional Registration Number and Password. An Email & SMS indicating the Provisional Registration number and Password will also be sent.
- Please read below official notification for detailed application process.
BOI Recruitment Important Dates
| Event | Dates |
| Submission of On-line application commencing from | 20.12.2025 |
| Last date for submission of On-line application | 05.01.2026 |
| Tentative Date of Online Examination | Will be advised separately |
Bank of India Notification & Apply Link
| Description | Link |
| Official Notification | Download PDF |
| Annexure - I | Download PDF |
| Application Link | Apply now |
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